Group Life Assurance (GLA) provides life cover that is payable as a lump sum when you pass away as an employee before retirement. GLA provides employees with peace of mind that their families will be taken care of if they are no longer there to provide for them.

The Permanent and Total Disability benefit pays a lump sum in the event of a permanent disability of a member before retirement. This benefit protects members against the loss of earning potential, should they become disabled and are unable to work. The Permanent and Total Disability benefit must be taken together with the Group Life Assurance benefit.

The Temporary and Total Disability benefit is a monthly benefit that is payable for a limited period. The purpose of this benefit is to protect the member against the loss of earnings or earning potential, if he or she becomes disabled and is unable to work for a limited period. This benefit must be taken together with Group Life Assurance benefit.

The Critical Illness benefit provides cover for the costs associated with living with a defined critical illness by providing a lump sum payment on the first diagnosis of any one of the stated critical illnesses. The Critical Illness benefit must be taken together with the Group Life Assurance benefit.

The Group Funeral benefit pays out a lump sum in the event that the member passes away before retirement. Members can also include their loved ones in this benefit. This benefit is designed to assist with meeting the costs associated with the funeral arrangements. The benefit has an option to include a tombstone benefit that pays a lump sum should the employee pass away.